If you have a loan of any sort, you know how important it is to make payments as and when they fall due.

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   Taking out a loan is like setting off on a road trip: you know your destination, you have a means of transport to get there (your loan), but to arrive safely and enjoy the ride, you also need to know how to drive (aka manage your repayments). 

For many of us, paying off our debt is a key financial goal.

The average Kiwi family owes a whopping $3,776 on their credit cards alone, and this figure doesn't include other debts such as car loans or student loan repayments.

After researching makes and models, comparing prices and narrowing down your choices you’ve finally determined your dream car. Hopefully, you’ve put as much effort into finding the best car loan as you have in finding the right ride!