Has a new car caught your eye? A boat got you dreaming about weekends on the water? Or maybe a campervan has popped onto your radar?

You’re about to slide behind the wheel of your new car. It’s probably as clean as it ever will be, the paintwork is glinting in the sun – but is your vehicle loan a good fit, too? 

If you’re using a loan to help pay for your new ride, there are a few things you might want to think about as you work out the best way to structure it.