1.  

   Navigating the world of personal finance can be a daunting task, and that includes understanding the differences between secured and unsecured loans. Like to know how it all works? Read on!

If you're looking for a loan to fund a significant purchase or consolidate debt, you should take the time to understand the loan terms. Loan agreements are legally binding contracts with terms that vary based on the loan type and lender.

There are a number of reasons why you might apply for a personal loan. Personal loans are helpful for settling emergency expenses or financing the next home improvement project you have in mind.

The average Kiwi family owes a whopping $3,776 on their credit cards alone, and this figure doesn't include other debts such as car loans or student loan repayments.

Alongside comparing interest rates, considering the charges associated with a personal loan helps you to avoid paying more than is necessary. Plus, it provides you with the knowledge you need to make sure there are no hidden surprises when it comes to your personal loan fees.

Whether you’re looking to turn a great idea into reality or get a new project off the ground, a personal loan can help move things forward. Yet like any important decision, doing your due diligence is recommended so you can be sure you’re ready to take the next step. That’s where calculating your personal loan eligibility comes in. Let’s take a closer look at what’s required for you to be eligible for a personal loan.