If you're looking for a loan to fund a significant purchase or consolidate debt, you should take the time to understand the loan terms. Loan agreements are legally binding contracts with terms that vary based on the loan type and lender.

There are a number of reasons why you might want to upgrade your car. Perhaps it’s falling apart and the cost to repair it simply isn’t worth it any more, or you’re keen to drive around in style and your current vehicle just isn’t cutting it.

The world of car loans is a complex one and navigating through it can be daunting, especially if you're trying to work out how much car finance you need. There's loads of online information designed to help car buyers find their dream ride on a budget, while avoiding the pitfalls that often come with car finance deals.

No matter the season, it’s always a good time to spin the wheels and enjoy a road trip. However, having a car break down miles from home could damper your travel plans. The difference between a successful and failed road trip depends on whether you took the necessary steps to get your car ready.

There are a number of reasons why you might apply for a personal loan. Personal loans are helpful for settling emergency expenses or financing the next home improvement project you have in mind.

The average Kiwi family owes a whopping $3,776 on their credit cards alone, and this figure doesn't include other debts such as car loans or student loan repayments.

If you're in the market for a new car, you may be thinking, "should I finance a car or pay cash?" Car finance is a great way to spread the cost of your new vehicle over several months or years.

After researching makes and models, comparing prices and narrowing down your choices you’ve finally determined your dream car. Hopefully, you’ve put as much effort into finding the best car loan as you have in finding the right ride!

Alongside comparing interest rates, considering the charges associated with a personal loan helps you to avoid paying more than is necessary. Plus, it provides you with the knowledge you need to make sure there are no hidden surprises when it comes to your personal loan fees.

Whether you’re looking to turn a great idea into reality or get a new project off the ground, a personal loan can help move things forward. Yet like any important decision, doing your due diligence is recommended so you can be sure you’re ready to take the next step. That’s where calculating your personal loan eligibility comes in. Let’s take a closer look at what’s required for you to be eligible for a personal loan.

Looking to borrow some money? Whether it’s for a car, a long-awaited home renovation, or the wedding ceremony you’ve always dreamed of, the first thing your lender will want to check is your ability to repay the loan and still meet your other commitments.