Looking at improving your financial wellbeing? Then setting goals is an essential step. But not all goals are created equal. What you need is for your goals to be SMART: Specific, Measurable, Achievable, Relevant, and Time-bound. 

Managing multiple debt facilities, including credit and store cards, can be a daunting task. But debt consolidation can be a useful tool to help you simplify your finances and pay off your debt faster.

Can’t seem to be on the same page when it comes to money? Check our these handy 'money-talk' tips for couples. 

Using multiple credit cards can be a convenient way to manage your money – especially if you’re looking for more flexibility and rewards than a single card can give you. But there are also potential risks involved. 

The key to successfully managing your finances is knowing where you stand. If you're planning to take out a personal or car loan or open a new credit card, it's wise to check your credit score first. This will give you more insight into how lenders will view you when making decisions about your request. Checking your credit scores in NZ is easy and after reading this article, you’ll be able to do it yourself, so keep reading to find out more.

If you're looking for a loan to fund a significant purchase or consolidate debt, you should take the time to understand the loan terms. Loan agreements are legally binding contracts with terms that vary based on the loan type and lender.

There are a number of reasons why you might want to upgrade your car. Perhaps it’s falling apart and the cost to repair it simply isn’t worth it any more, or you’re keen to drive around in style and your current vehicle just isn’t cutting it.