When you're in a relationship, there's a lot of sharing that happens. You share experiences, dreams, Netflix passwords, and probably even the last piece of chocolate cake. But when it comes to money, figuring out if and how to share can be a bit more complicated. Here are some things to think about. 

In today's fast-paced world, managing personal finances efficiently should be a no brainer. Fortunately, technology has made it easier than ever to track and control your spending habits. In this article, we will explore three great budgeting apps that have gained popularity among Kiwis.

Money has long been a topic that evokes strong emotions and concerns. From concerns about earning enough to support ourselves and our families to fears of financial instability, it's easy to get caught up in a negative money narrative. However, it’s important to recognise that we have the power to change this narrative and shift from a mindset of worry to one of empowerment. 

Taking out a loan is like setting off on a road trip: you know your destination, you have a means of transport to get there (your loan), but to arrive safely and enjoy the ride, you also need to know how to drive (aka manage your repayments). 

Managing multiple debt repayments can be like conducting a symphony orchestra with each instrument playing to a different beat. It’s not only challenging, but can also lead to a cacophony that’s hard to make sense of… 

Between meetings, projects, and networking events, busy professionals often find their schedules packed to the brim. That’s when managing personal finances becomes a challenge. So, here are some time-saving financial hacks that can help you manage your money efficiently, no matter how tight your schedule is.

When it comes to financial decision-making, one of the most important steps you can take is to conduct an affordability check. This essential financial exercise helps you determine whether a purchase or loan is within your financial means and aligns with your long-term goals. So, how can you do your own affordability check?

Debt might seem intimidating at first, but it doesn't have to be! Some debt can actually be good for you and help you achieve your goals. So, how do you know which debt is worth taking on and which debt to avoid (or keep to a minimum)? As we’ll see, it depends on the type of debt, but also how you manage it. Read on to learn more.  

In a higher interest rate environment, securing an appropriate personal loan or vehicle loan requires a strategic approach. So, here are some key factors to pay attention to and think about. 

Navigating your finances during tough economic times can be a challenge, but it doesn't have to be overwhelming. With the right mindset and strategies, you can still save money and work towards your financial goals.

When applying for a loan, it's essential to understand the factors that can influence your approval and the interest rates you're offered. These include: