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   When it comes to financial decision-making, one of the most important steps you can take is to conduct an affordability check. This essential financial exercise helps you determine whether a purchase or loan is within your financial means and aligns with your long-term goals. So, how can you do your own affordability check?

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   Debt might seem intimidating at first, but it doesn't have to be! Some debt can actually be good for you and help you achieve your goals. So, how do you know which debt is worth taking on and which debt to avoid (or keep to a minimum)? As we’ll see, it depends on the type of debt, but also how you manage it. Read on to learn more.  

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   In a higher interest rate environment, securing an appropriate personal loan or vehicle loan requires a strategic approach. So, here are some key factors to pay attention to and think about. 

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   Navigating your finances during tough economic times can be a challenge, but it doesn't have to be overwhelming. With the right mindset and strategies, you can still save money and work towards your financial goals.

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   When applying for a loan, it's essential to understand the factors that can influence your approval and the interest rates you're offered. These include:

For many of us, paying off our debt is a key financial goal.

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   Working towards a higher credit score may open up a wealth of opportunities, such as favourable loan terms and lower interest rates on credit and personal finance. Here's a handy guide with practical tips to help you enhance your credit score, step by step.

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   Don't let unexpected expenses ruin your next trip! We've all been there: we budget for the big-ticket items like flights and hotels, only to be caught off guard by hidden costs. So, here’s a quick guide to help you plan and budget for the unexpected expenses that can arise when travelling.

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   Do you know how much money you’re spending on subscriptions every month? It may be more than you think. In the US, a study by C+R Research found that almost one in three consumers underestimated their annual subscription spending by $100 to $199…
   

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   With most countries’ borders open again, your long dormant travel bug is probably wide awake by now. Wherever you’re headed next, here’s a handy guide to make sure that your budget goes as far as possible. But first… 

1. Need a loan for your new set of wheels? Here at better™, we’re all about helping Kiwis finding the right vehicle finance solutions for their needs. But with so many different options available, how do you find ‘the one’?

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Grab pen and paper: here are some key features and benefits you need to look at.

1. Are you dreaming of a much-needed vacation but worried about the cost? Here are some practical steps to plan a holiday budget that will keep you on track, before and during your trip.

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