The average Kiwi family owes a whopping $3,776 on their credit cards alone, and this figure doesn't include other debts such as car loans or student loan repayments.

If you're in the market for a new car, you may be thinking, "should I finance a car or pay cash?" Car finance is a great way to spread the cost of your new vehicle over several months or years.

After researching makes and models, comparing prices and narrowing down your choices you’ve finally determined your dream car. Hopefully, you’ve put as much effort into finding the best car loan as you have in finding the right ride!

Alongside comparing interest rates, considering the charges associated with a personal loan helps you to avoid paying more than is necessary. Plus, it provides you with the knowledge you need to make sure there are no hidden surprises when it comes to your personal loan fees.

Whether you’re looking to turn a great idea into reality or get a new project off the ground, a personal loan can help move things forward. Yet like any important decision, doing your due diligence is recommended so you can be sure you’re ready to take the next step. That’s where calculating your personal loan eligibility comes in. Let’s take a closer look at what’s required for you to be eligible for a personal loan.

Looking to borrow some money? Whether it’s for a car, a long-awaited home renovation, or the wedding ceremony you’ve always dreamed of, the first thing your lender will want to check is your ability to repay the loan and still meet your other commitments.